How Zingbus keeps every rupee on track with CashBook UPI Wallets

How Zingbus keeps every rupee on track with CashBook UPI Wallets

Industry

Travel

Location

Noida, UP

Size

150+ Employees

85 % faster reconciliations

100 % spend visibility across 350+ towns

Zero cash‑leakage incidents

About Zingbus

Zingbus is a tech‑enabled inter‑city mobility company founded in 2019. Operating 250+ daily departures that touch 350+ towns nationwide, Zingbus prides itself on a lean, asset‑light model and five‑star passenger experience.

But with growth came a surge in driver tolls, emergency repairs, and depot petty‑cash that traditional advances simply couldn’t handle.

The Challenge

Managing rolling cash across multiple routes

Pain points:

Cash advances dropped into personal accounts.

Cash advances dropped into personal accounts.

Cash advances dropped into personal accounts.

Drivers spent out‑of‑pocket for late‑night tolls & meals.

Drivers spent out‑of‑pocket for late‑night tolls & meals.

Drivers spent out‑of‑pocket for late‑night tolls & meals.

Little to no traceability until month‑end.

Little to no traceability until month‑end.

Little to no traceability until month‑end.

Time‑consuming monthly closings and reconciliation tasks

Time‑consuming monthly closings and reconciliation tasks

Time‑consuming monthly closings and reconciliation tasks

We had visibility only after the cash was gone — and often weeks later.

Yagyarth
HR Manager, Zingbus

The Solution

CashBook UPI Wallets

In search of a smarter, scalable, and digitised alternative, Zingbus implemented CashBook UPI Wallets across their operations. Every route/depot supervisor was equipped with a UPI-enabled wallet from CashBook, preloaded by the central finance team based on route-level needs.

This meant:

Rapid onboarding – Issued and approved 30+ wallets in <72 hrs.

Rapid onboarding – Issued and approved 30+ wallets in <72 hrs.

Rapid onboarding – Issued and approved 30+ wallets in <72 hrs.

Custom spend rules – Route‑wise budgets & per transaction caps set centrally.

Custom spend rules – Route‑wise budgets & per transaction caps set centrally.

Custom spend rules – Route‑wise budgets & per transaction caps set centrally.

Live dashboard – Live balances + low‑wallet nudges keep trips fuelled.

Live dashboard – Live balances + low‑wallet nudges keep trips fuelled.

Live dashboard – Live balances + low‑wallet nudges keep trips fuelled.

Auto‑reconciliation – expense data flows straight into Zoho Books.

Auto‑reconciliation – expense data flows straight into Zoho Books.

Auto‑reconciliation – expense data flows straight into Zoho Books.

Every route supervisor and driver/conductor now operates a CashBook UPI wallet, while HQ funds a single virtual account in real time.

Results

The Impact

Before CashBook UPI

Drivers queue for reimbursements.

Drivers queue for reimbursements.

Drivers queue for reimbursements.

Finance chased paper vouchers for days.

Finance chased paper vouchers for days.

Finance chased paper vouchers for days.

Blind cash advances & leakage.

Blind cash advances & leakage.

Blind cash advances & leakage.

7–9 days to reconcile expenses.

7–9 days to reconcile expenses.

7–9 days to reconcile expenses.

After CashBook UPI

+30 Wallets - no out‑of‑pocket spend.

+30 Wallets - no out‑of‑pocket spend.

+30 Wallets - no out‑of‑pocket spend.

Realtime visibility of our dashboard.

Realtime visibility of our dashboard.

Realtime visibility of our dashboard.

Fully traceable spend, 0 leakage cases.

Fully traceable spend, 0 leakage cases.

Fully traceable spend, 0 leakage cases.

< 24 hrs to close books (‑85 %).

< 24 hrs to close books (‑85 %).

< 24 hrs to close books (‑85 %).

Within 2 months ₹5 lakh loaded and accounted for, saving an estimated ₹6.5 lakh annually in lost cash and admin time — wallet subscription pays for itself in < 2 months.

Why it worked for Zingbus?

It will work for any fleet operator

CashBook delivered what Zingbus needed most:

Multi-location

Expense control across 350+ cities through decentralised yet trackable UPI wallets

Multi-location

Expense control across 350+ cities through decentralised yet trackable UPI wallets

Multi-location

Expense control across 350+ cities through decentralised yet trackable UPI wallets

Save Time

Automates receipt capture & reporting, cutting finance‑ops effort by up to 80 %

Save Time

Automates receipt capture & reporting, cutting finance‑ops effort by up to 80 %

Save Time

Automates receipt capture & reporting, cutting finance‑ops effort by up to 80 %

Real-Time Visibility

Live view of every transaction without micromanagement

Real-Time Visibility

Live view of every transaction without micromanagement

Real-Time Visibility

Live view of every transaction without micromanagement

Real-Time Visibility

Live view of every transaction without micromanagement

Stop Cash Loss

Eliminates leakages by enforcing traceable digital payments

Stop Cash Loss

Eliminates leakages by enforcing traceable digital payments

Stop Cash Loss

Eliminates leakages by enforcing traceable digital payments

Stop Cash Loss

Eliminates leakages by enforcing traceable digital payments

High UPI Acceptence

Pay anywhere a QR exists — tolls, tyre shops, dhabas, etc

High UPI Acceptence

Pay anywhere a QR exists — tolls, tyre shops, dhabas, etc

High UPI Acceptence

Pay anywhere a QR exists — tolls, tyre shops, dhabas, etc

Helps in Accounting

Monthly books close up to 5× faster with organised, real‑time records

Helps in Accounting

Monthly books close up to 5× faster with organised, real‑time records

Helps in Accounting

Monthly books close up to 5× faster with organised, real‑time records

CashBook helps high‑velocity mobility companies unlock real‑time control of on‑ground spend — without the friction of cards or cash.

Yagyarth
HR Manager, Zingbus

Zingbus now operates with sharper financial control and stronger governance, allowing the team to focus on delivering five‑star passenger experience rather than chasing vouchers.

Ready to keep your fleet rolling without cash leaks? Book A Demo

Industry

Travel

Location

Noida, UP

Size

150+ Employees